The Fine Print

By using this website, you agree to our Website User Agreement and our Privacy Policy.  If you have any questions, please contact me at [email protected]


I’m on a mission to pay off my seminary loans, so this website is a source of income for me.  (I really appreciate your support on my journey to become debt free!).

FTC Guidelines regarding endorsements and testimonials are designed to protect the public from any intentionally errant or misleading information that has been paid for by a group or company.  In keeping with those guidelines and this website’s standards of authenticity and integrity, it is important that I disclose the following:

The content of this website is a source of income for me, and therefore may be used to promote products, services, or other business.   I will only choose to promote businesses or services that I feel will be beneficial to my readers.

The Real World Bible Study website & The Cafe Scholar Blog are participants in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

I believe in honesty of relationship, opinion, and identity.  At times, I may be compensated to provide opinions on products, services, websites, or other topics.  Even though I may receive compensation or free products for my posts, I will always give my honest opinions, findings, beliefs, or experiences on those topics or products.  Mentions of associated products, services, or businesses may or may not be identified as affiliates in every reference.  Sponsored content will be clearly identified as such.

This policy is subject to change without notice and was last updated on July 17, 2018. If you have any questions feel free to contact me directly here: joy [at] thecafescholar [dot] com.